Auto Insurance

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Let’s face it.  There are many auto insurance companies out there competing for your business, some even offering quick quotes. But we know choosing the best auto insurance coverage at the best possible price isn’t a race against the clock.  It’s a critically important process that often requires speaking to a knowledgeable professional who can offer helpful advice to ensure your proper protection and peace of mind.

We hope you’ll choose BayCoast Insurance.  We are your trusted, local insurance agents, and we care about finding the solutions you need to protect what matters most in your life.

Auto Insurance is no exception.

Whether you’re in Massachusetts or Rhode Island, it’s important to meet your state’s mandatory liability coverage requirements, such as with bodily injury and property damage.  As a driver, you also may want to assess whether these minimums provide sufficient financial protection, should you or someone operating your vehicle injure someone in an accident or cause damage to another person’s property.

These minimums often fall short.

When selecting an auto insurance policy, you may also need to consider optional coverages that make sense for you, your lifestyle, and your budget. If you want help making important car insurance decisions for yourself and your family, turn to the local professionals who have the expertise to guide you.

BayCoast Insurance is here for you. As a leading independent insurance company serving our South Coast community, we work for you! We are well-equipped to create customized auto insurance policies to meet each of our client’s unique coverage goals. 

After all, choosing a policy shouldn’t be a one-size-fits-all approach.

Whether you have a long commute to work, allow your teenager to borrow your car, own or lease multiple vehicles, or drive an antique, everyone’s insurance needs are different.  Trust the experts at BayCoast Insurance to provide the assistance you need, so you can rest easy.

As part of the respected BayCoast family, the team at BayCoast Insurance works hard to provide exceptional service and solutions.  We offer high-quality insurance products from the area’s top auto insurers to help protect all your vehicles, whether you drive a car, truck, motorcycle, or recreational vehicle. 

Additional coverages we may suggest to personalize your policy include:

• Accident Forgiveness
• Accidental Airbag Discharge
• Bodily Injury to Others
• Collision
• Comprehensive
• Disappearing Deductible
• Higher Liability Limits
• Loan/Lease Gap
• Medical Payments
• New Auto Replacement Cost
• Original Equipment Manufacturer Parts
• Rental Car Reimbursement
• Roadside Assistance
• Towing and Labor
• Uninsured and Underinsured Motorist

At BayCoast Insurance, we’ll also help you by exploring any available auto insurance discounts that you may be eligible for, including:

• Bundling Auto and Home Policies (with the same insurance carrier)
• Multi-Car Individual/Spouse Discount
• New Customer Credit
• Auto Bill Pay/Pay in Full Credit
• Energy-Saving Hybrids or Electrics Credit
• AAA Discount
• AARP Discount
• Advanced Driver Training Credit
• Student Away at School Discount
• Good Student Discount
• Military Away Discount
• Low Mileage Discount
• Group Car Insurance Discount

Put Our Industry Knowledge to Work for You!

You never know where the roads along the South Coast of Massachusetts and Rhode Island may take you.  Get behind the wheel confidently with an auto policy tailored to your unique needs from BayCoast Insurance. 

But that’s just the beginning!

BayCoast Insurance offers coverages to suit your needs. From a homeowner’s policy and flood insurance to a policy protecting your boat or watercraft or even insurance coverage for your business, such as Employers’ Liability and Worker’s Compensation, we are ready to assist you.

Contact us today to learn how we may be able to help you. We are happy to review our insurance products and services with you and offer solutions for your lifestyle.  Let us guide you so you can make important insurance decisions that are right for you.