Boat Insurance

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Customized insurance solutions for boat owners on the South Coast

Living on the South Coast of Massachusetts and Rhode Island offers residents the opportunity to explore the beautiful outdoors, including our scenic shorelines and waterways. However, owning a boat is a significant investment that you’ll want to protect.

BayCoast Insurance is ready to provide you with boat insurance solutions.

A boat insurance policy can help provide boat owners with financial protection from a variety of common and potentially costly situations, such as a collision with another watercraft, an onboard fire, or the theft of expensive scuba diving or fishing equipment. Trust the BayCoast Insurance team to help you find the right coverage to safeguard your vessel, passengers, and onboard possessions.

While a standard boat insurance policy provides a variety of coverages — including Liability; Collision and Comprehensive for the boat, motor, and trailer; Medical Payments; and Uninsured/Underinsured Motorist Coverage — these may not sufficiently protect against every boat owner’s specific exposures. Fortunately, our experienced BayCoast team can help you determine what additional coverages you may need. We look forward to getting to know you and understanding your individual requirements.

Depending on the type of boat you own, its condition, where you travel, your boating experience level, the items you keep onboard, and where you store your boat, we may suggest you consider the following additional insurance options:

  • Personal Effects & Fishing Equipment Insurance
  • Guest Passenger Liability
  • Hurricane Haul Out
  • Towing and Assistance Coverage
  • Watercraft Equipment Coverage
  • Mechanical Breakdown
  • Agreed Value or Actual Cash Value (ACV)
  • Yacht Coverage, Including Jones Act Coverage, Chartering Options, and Broad Navigation

You can count on the experts at BayCoast Insurance to give you knowledgeable guidance to better manage your boating exposures and secure the right coverages for your boating lifestyle.

Count on the BayCoast Insurance team to find the right boat insurance solutions for practically any type of watercraft, including:
  • Bass Boats
  • Cabin Cruisers
  • Catamarans and Trimarans
  • Center Console Boats
  • Fishing Boats
  • High-Performance Boats
  • Houseboats
  • Jet Skis
  • Powerboats
  • Sailboats
  • Trawlers
  • Pontoon Boats
  • Triple Engines
  • Yachts
BayCoast offers a wide range of exceptional solutions to help support your nautical lifestyle.

For decades, boat owners have trusted BayCoast Insurance for their coverage needs. We understand that every boat owner has different risks. Let us help you determine the appropriate coverage to suit your nautical lifestyle. For example, we typically recommend adding an umbrella policy to boaters’ insurance portfolios because doing so may provide extra liability protection. Don’t wait until it’s too late to find out if you have any gaps in your current boat insurance policy.

Contact us today to receive a complimentary boat insurance quote or to have us review your existing policy. We are here to help ensure you and your boat are properly protected so you can enjoy your time out on the water.